Tom Haines: Forecasting the Future of Fixed Index Annuities (Ep. 81)
2025 holds immense potential for growth and transformation within the fixed index annuity space. High interest rates, changing market dynamics, and evolving client needs are creating new opportunities for financial advisors.
In this episode of the Advisor Mentorship Podcast, Jeremy Houser sits down with Tom Haines, EVP of Capital Markets & Index Solution at Annexus, to discuss projections for 2025 in the fixed index annuity industry.
Tom shares insights from Annexus’s research, the significance of diversification in portfolio planning, and strategies for navigating market volatility. Advisors will gain actionable ideas on balancing client needs for stability and growth.
Tom discusses:
- Key takeaways from the previous episode with Professor Jeremy Siegel, including projections for the S&P 500’s performance over the next decade
- The benefits of utilizing volatility-controlled indexes for managing risk and achieving steady returns in fixed index annuities
- What volatility controlled indices do well when the magnificent 7 does well
- The importance of diversification across equity, bond, and commodity markets to stabilize portfolios and meet client goals
- How rising interest rates enhance the competitiveness of fixed index annuities, making them an attractive alternative to bonds
- Strategies for advisors to position annuities effectively, including assessing fee structures and addressing client expectations for long-term returns
- And more!
Resources:
Connect With Tom Haines:
Connect with Jeremy Houser:
- jeremy.houser@simplicitygroup.com
- 713-808-8548
- Schedule a Call
- Our Teams Website
- Connect with Jeremy
- @jeremyhouser_amp
- @jeremyhouserAMP
About Tom Haines:
Tom leads the index diligence and selection process at Annexus and coordinates the firm’s relationships with asset managers, academic experts, and investment banks. He also plays a pivotal role at Annexus Retirement Solutions, working closely with insurers and asset managers. Prior to Annexus, Tom led Equity Solutions Structuring at UBS Investment Bank and has a rich history in financial markets, including roles at BNP Paribas and NYSE Group. A member of FINRA’s Investment Management Committee and a holder of a bachelor’s degree in Quantitative Finance from James Madison University, Tom’s expertise is well-recognized in the industry.
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